Tips to ensure your business insurance works for you.

  • Monitor your policies as your business grows, to prevent your business outgrowing the policies.
  • Assess your risks – when you know where your biggest risk lies, you can choose the best cover for your business.
  • If your business mostly operates online, add cyber liability coverage to protect yourself against a claim due to unwanted breaches.
  • If you’re using your own vehicle for business, insure it under your business policy, rather than a standard car insurance policy, to make sure you’re fully covered.

 

 

Specific industry coverage & more.

  • Look into specific industry coverage and check you have ticked all the boxes when it comes to the legal requirements for your business type.
  • Even if you run a home business, you need business insurance in case the worst happens. Your home contents insurance may not cover you in the event of losing all your products, stock and equipment.
  • Update your policy as soon as you have a change in disclosure, for instance, when you open up new locations, or take on new employees you need to cover.

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